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| We'll help with damage inspections, repairs, and insurance claims, including the following:1. We will do a free thorough inspection of your property's exterior for any storm damage that would be covered by your insurance company.
2. If hail or storm damaged, you file a claim with your insurance company.
3. We like to meet the adjuster at your property and go over the damage together. If your adjuster does not agree with what we honestly feel you’re entitled to, you can request a different adjuster to come out.
4. After pursuing any potential recourses, if your insurance company does not justify paying full “Replacement Cost Value” you owe us nothing for the time we’ve invested. However, once your insurance company does agree to pay the claim for the agreed upon scope of work, you then pick out the colors of your new roof, siding, etc.
5. Most insurance companies use central estimating software that dictates the price of repairs. The process is similiar to going to the doctors' office in the sense that you pay your deductible, and the doctor works the pricing discrepencies directly with the insurance provider.
6. Most insurance companies use a two check system for payment. The 1st check you'll recieve is usually 50%-70% of the claim total ("Actual Cash Value"). After we deliver building materials and once we've received the 1st insurance check FROM YOU, we assign a crew to begin construction.
7. Upon completion of repairs, we submit a "Final Invoice" to the insurance company, and release the final check to YOU ("Depreciation" plus any supplements). Once you receive a final payment you then forward the payment to us.
Important: We only work off of the insurance company's allocated pricing. In other words no cost to you, except your deductible, which is typically $500 or $1000.
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